:root {
    --color-ink: #202326;
    --color-muted: #5c6670;
    --color-line: #d9dee3;
    --color-surface: #f7f8f9;
    --color-navy: #00204c;
    --color-blue: #003a70;
    --color-sky: #75a9d8;
    --color-olive: #abad97;
    --font-base: "Nunito", "Segoe UI", Arial, sans-serif;
    --font-nav: var(--font-base);
}

* {
    box-sizing: border-box;
}

html {
    color: var(--color-ink);
    line-height: 1.5;
}

body {
    margin: 0;
    background: #fff;
    font-family: var(--font-base);
}

img {
    display: block;
    max-width: 100%;
    height: auto;
}

a {
    color: var(--color-blue);
}

.container {
    width: min(1120px, calc(100% - 40px));
    margin-inline: auto;
}

.container.narrow {
    width: min(720px, calc(100% - 40px));
}

.screen-reader-text {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}

.site-header {
    position: relative;
    z-index: 50;
    color: #fff;
    background: transparent;
}

.header-top {
    height: 32px;
    background: rgb(0, 58, 112);
}

.header-top-inner {
    display: flex;
    justify-content: flex-end;
    align-items: center;
    height: 32px;
}

.header-top p {
    margin: 0;
    color: #fff;
    font-size: 0.82rem;
    font-weight: 700;
    letter-spacing: 0;
}

.header-main {
    position: relative;
    z-index: 60;
    box-sizing: border-box;
    height: 120px;
    margin-bottom: -120px;
    background: rgba(0, 58, 112, 0.9);
    transition: background-color 180ms ease, box-shadow 180ms ease;
}

body.header-is-fixed .header-main {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    margin-bottom: 0;
    background: rgb(0, 58, 112);
    box-shadow: 0 6px 18px rgba(0, 0, 0, 0.18);
}

.header-main-inner {
    display: flex;
    align-items: center;
    box-sizing: border-box;
    height: 120px;
    gap: 28px;
}

.site-logo {
    display: flex;
    align-items: center;
    flex: 0 0 auto;
    box-sizing: border-box;
    max-height: 120px;
}

.site-logo img {
    width: auto;
    max-width: min(245px, 28vw);
    height: auto;
    max-height: 120px;
}

.header-nav-wrap {
    display: flex;
    justify-content: flex-end;
    flex: 1 1 auto;
}

.site-nav .primary-menu,
.site-nav .sub-menu,
.site-nav .nav-dropdown {
    padding: 0;
    margin: 0;
    list-style: none;
}

.site-nav .primary-menu {
    display: flex;
    align-items: stretch;
    justify-content: flex-end;
    gap: 6px;
}

.site-nav .menu-item,
.site-nav .nav-item {
    position: relative;
}

.site-nav .primary-menu > .menu-item > a,
.site-nav .primary-menu > .nav-item > .nav-link,
.site-nav .primary-menu > .nav-item > .nav-trigger {
    display: flex;
    align-items: center;
    min-height: 120px;
    padding: 0 13px;
    border: 0;
    appearance: none;
    background: transparent;
    color: #fff;
    cursor: pointer;
    font-family: var(--font-nav);
    font-size: 0.875rem;
    font-weight: 700;
    letter-spacing: 0.02em;
    line-height: 1.25;
    text-decoration: none;
    text-transform: uppercase;
    transition: color 160ms ease, opacity 160ms ease;
}

.site-nav .primary-menu > .menu-item > a:hover,
.site-nav .primary-menu > .nav-item > .nav-link:hover,
.site-nav .primary-menu > .nav-item > .nav-trigger:hover,
.site-nav .primary-menu > .menu-item:focus-within > a,
.site-nav .primary-menu > .nav-item:focus-within > .nav-link,
.site-nav .primary-menu > .nav-item:focus-within > .nav-trigger {
    color: var(--color-sky);
}

.site-nav .has-submenu > a::after,
.site-nav .nav-item--has-dropdown > .nav-link::after,
.site-nav .nav-item--has-dropdown > .nav-trigger::after {
    content: "";
    width: 0;
    height: 0;
    margin-left: 7px;
    border-right: 4px solid transparent;
    border-left: 4px solid transparent;
    border-top: 5px solid currentColor;
}

.site-nav .sub-menu,
.site-nav .nav-dropdown {
    position: absolute;
    top: calc(100% - 30px);
    left: 50%;
    z-index: 1002;
    min-width: 184px;
    padding: 8px;
    background: #fff;
    border: 1px solid rgba(0, 32, 76, 0.12);
    border-top: 3px solid var(--color-sky);
    border-radius: 4px;
    box-shadow: 0 18px 34px rgba(0, 20, 45, 0.2);
    opacity: 0;
    visibility: hidden;
    transform: translate(-50%, 6px);
    transition: opacity 160ms ease, transform 160ms ease, visibility 160ms ease;
}

.site-nav .menu-item:hover > .sub-menu,
.site-nav .nav-item:hover > .nav-dropdown,
.site-nav .nav-item.is-open > .nav-dropdown,
.site-nav .menu-item:focus-within > .sub-menu,
.site-nav .nav-item:focus-within > .nav-dropdown {
    opacity: 1;
    visibility: visible;
    transform: translate(-50%, 0);
}

.site-nav .nav-item.nav-item--dropdown-dismissed > .nav-dropdown {
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transform: translate(-50%, 6px);
}

.site-nav .sub-menu a,
.site-nav .nav-dropdown a {
    display: block;
    padding: 9px 12px;
    border-radius: 3px;
    color: var(--color-navy);
    font-family: var(--font-nav);
    font-size: 0.875rem;
    font-weight: 600;
    line-height: 1.35;
    text-decoration: none;
    white-space: nowrap;
    transition: background-color 140ms ease, color 140ms ease;
}

.site-nav .sub-menu a:hover,
.site-nav .nav-dropdown a:hover,
.site-nav .sub-menu a:focus-visible,
.site-nav .nav-dropdown a:focus-visible {
    background: rgba(117, 169, 216, 0.16);
    color: var(--color-blue);
}

.mobile-menu-toggle {
    display: none;
    align-items: center;
    justify-content: center;
    border: 0;
    background: transparent;
    color: #fff;
    cursor: pointer;
    font: inherit;
    width: 36px;
    height: 36px;
    padding: 0;
}

.mobile-menu-icon,
.mobile-menu-icon::before,
.mobile-menu-icon::after {
    display: block;
    width: 19px;
    height: 2px;
    background: currentColor;
}

.mobile-menu-icon {
    position: relative;
}

.mobile-menu-icon::before,
.mobile-menu-icon::after {
    content: "";
    position: absolute;
    left: 0;
}

.mobile-menu-icon::before {
    top: -6px;
}

.mobile-menu-icon::after {
    top: 6px;
}

.site-main {
    min-height: calc(100vh - 145px);
}

.no-hero-overlap {
    padding-top: 120px;
}

.hero-overlap,
.has-hero-overlap > :first-child {
    padding-top: 120px;
}

.home-slider {
    position: relative;
    overflow: hidden;
    min-height: 640px;
    background: var(--color-surface);
}

.home-slide {
    position: absolute;
    inset: 0;
}

.home-slide img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.home-slide-preview {
    opacity: 0;
    pointer-events: none;
}

.home-slide-copy {
    position: absolute;
    left: 50%;
    width: min(920px, calc(100% - 40px));
    transform: translateX(-50%);
    text-align: center;
}

.home-slide-copy-top {
    top: 180px;
}

.slide-title,
.slide-subtitle {
    display: inline-block;
    margin: 0;
    color: var(--color-navy);
    background: rgba(255, 255, 255, 0.55);
}

.slide-title {
    padding: 4px 12px;
    font-size: clamp(1.35rem, 4vw, 1.875rem);
    font-weight: 700;
    text-transform: uppercase;
}

.slide-subtitle {
    margin-top: 10px;
    padding: 5px 10px;
    color: var(--color-blue);
    font-size: 1.125rem;
}

.help-intro {
    padding: 16px 0;
    text-align: center;
}

.help-intro h1,
.services-section h2 {
    margin: 0;
    color: var(--color-navy);
    font-size: clamp(1.9rem, 4vw, 2.625rem);
    font-weight: 500;
    line-height: 1.2;
}

.coverage-choice {
    --coverage-card-size: clamp(180px, 26vw, 300px);
    padding: 0 0 40px;
    background: var(--color-navy);
    text-align: center;
}

.section-arrow {
    width: 115px;
    margin: 0 auto 30px;
}

.coverage-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, var(--coverage-card-size)));
    justify-content: center;
    gap: clamp(16px, 3vw, 30px);
    margin-bottom: 28px;
}

.coverage-grid a {
    display: grid;
    place-items: center;
    aspect-ratio: 1 / 1;
}

.coverage-grid img {
    width: 100%;
    height: auto;
}

.service-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
}

.coverage-callout {
    margin: 0;
    color: #fff;
    font-size: 1.35rem;
    font-weight: 600;
    line-height: 1.45;
}

.services-section {
    padding: 34px 0 44px;
    text-align: center;
}

.section-subtitle,
.promise-text {
    max-width: 940px;
    margin: 10px auto 0;
    color: var(--color-navy);
    font-size: 1.15rem;
    font-weight: 600;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: clamp(12px, 2.2vw, 24px);
    margin: 36px 0 34px;
}

.service-card {
    min-width: 0;
    color: var(--color-navy);
    font-family: var(--font-nav);
    text-decoration: none;
}

.service-image-stack {
    position: relative;
    display: block;
    width: clamp(96px, 10.5vw, 142px);
    max-width: 100%;
    margin: 0 auto 16px;
}

.service-image-stack img {
    display: block;
    width: 100%;
    height: auto;
}

.service-image-hover {
    position: absolute;
    inset: 0;
    opacity: 0;
    transition: opacity 160ms ease;
}

.service-card:hover .service-image-hover,
.service-card:focus-visible .service-image-hover {
    opacity: 1;
}

.service-card h3 {
    width: 100%;
    max-width: 11.5em;
    margin: 0 auto;
    color: var(--color-navy);
    font-family: var(--font-nav);
    font-size: clamp(0.9rem, 1.25vw, 1.05rem);
    font-weight: 700;
    line-height: 1.25;
    text-align: center;
}

.promise-text {
    padding-top: 30px;
    border-top: 30px solid #fff;
    line-height: 1.55;
}

.about-section {
    padding: 68px 0;
    border-top: 30px solid var(--color-sky);
    background: url('/assets/images/home-copy-bg-wh.jpg') center / cover no-repeat;
}

.about-grid {
    display: grid;
    grid-template-columns: minmax(180px, 1fr) minmax(0, 2fr) minmax(80px, 1fr);
    gap: 42px;
}

.about-grid h2,
.about-copy h3 {
    margin: 0;
    color: var(--color-navy);
    font-size: 1.5rem;
    font-weight: 600;
    line-height: 1.25;
}

.about-copy {
    color: #333;
}

.about-copy p {
    margin: 0 0 22px;
}

.about-copy h3 {
    margin-top: 36px;
}

.button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 42px;
    padding: 0 22px;
    border: 1px solid var(--color-sky);
    background: var(--color-sky);
    color: #fff;
    font-size: 0.85rem;
    font-weight: 700;
    text-decoration: none;
    text-transform: uppercase;
    transition: background-color 160ms ease, border-color 160ms ease, color 160ms ease, box-shadow 160ms ease;
}

.button:hover,
.button:focus-visible {
    border-color: var(--color-navy);
    background: var(--color-navy);
    color: #fff;
}

.button:focus-visible {
    outline: 2px solid #fff;
    outline-offset: 3px;
    box-shadow: 0 0 0 5px rgba(117, 169, 216, 0.45);
}

.button-outline {
    border-color: var(--color-navy);
    background: transparent;
    color: var(--color-navy);
}

.button-outline:focus-visible {
    outline-color: var(--color-sky);
}

.contact-banner {
    min-height: 430px;
    padding: 72px 0;
    background: url('/assets/images/hand-shake-3.jpg') center / cover no-repeat;
}

.contact-banner-inner {
    display: flex;
    justify-content: flex-end;
}

.contact-panel {
    max-width: 460px;
    text-align: right;
}

.contact-panel h2 {
    margin: 0 0 20px;
    color: var(--color-sky);
    font-size: clamp(1.55rem, 4vw, 2rem);
    line-height: 1.35;
}

.contact-panel h2 span,
.contact-panel p {
    color: #fff;
}

.contact-panel p {
    margin: 18px 0 0;
    font-size: 1.1rem;
    font-weight: 700;
}

.site-footer {
    color: #c6c7b9;
    font-family: var(--font-nav);
    background: var(--color-navy);
}

.footer-top {
    padding: 60px 0;
    background: #01204c;
}

.footer-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 0;
}

.footer-column {
    min-height: 180px;
    padding: 0 30px;
    border-left: 1px solid rgba(255, 255, 255, 0.55);
}

.footer-column:first-child {
    padding-left: 0;
    border-left: 0;
}

.footer-column h2,
.footer-section-link {
    display: block;
    margin: 0 0 10px;
    color: #fff;
    font-family: var(--font-nav);
    font-size: 1rem;
    font-weight: 700;
    letter-spacing: 0.03em;
    line-height: 1.6;
    text-decoration: none;
    text-transform: uppercase;
}

.footer-column nav,
.footer-social {
    display: grid;
    gap: 0;
}

.footer-column a {
    color: #bfc2b3;
    font-family: var(--font-nav);
    font-size: 0.92rem;
    line-height: 2.15;
    text-decoration: none;
    transition: color 140ms ease;
}

.footer-column a:hover,
.footer-column a:focus-visible {
    color: #fff;
}

.footer-section-link {
    margin-top: 28px;
}

.footer-social {
    grid-template-columns: repeat(3, max-content);
    gap: 14px;
    align-items: center;
    margin-top: 18px;
}

.footer-social a {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 30px;
    height: 30px;
    color: #c6c7b9;
    line-height: 1;
    transition: color 140ms ease, transform 140ms ease, box-shadow 140ms ease;
}

.footer-social a:hover,
.footer-social a:focus-visible {
    color: #fff;
    transform: translateY(-1px);
}

.footer-social a:focus-visible {
    outline: 2px solid var(--color-sky);
    outline-offset: 3px;
}

.footer-social svg {
    display: block;
    width: 21px;
    height: 21px;
    fill: currentColor;
}

.footer-bottom {
    min-height: 145px;
    padding: 30px 0;
    border-top: 1px solid #2f352b;
    background: var(--color-navy);
}

.footer-bottom-inner {
    color: #fff;
    font-family: var(--font-nav);
    font-size: 0.88rem;
    line-height: 1.65;
    text-align: center;
}

.footer-bottom p {
    margin: 0 0 12px;
}

.scroll-to-top {
    position: fixed;
    right: clamp(16px, 3vw, 28px);
    bottom: clamp(16px, 3vw, 28px);
    z-index: 1100;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 46px;
    height: 46px;
    padding: 0;
    border: 0;
    background: var(--color-blue);
    color: #fff;
    cursor: pointer;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: opacity 160ms ease, visibility 160ms ease, background-color 160ms ease, transform 160ms ease;
}

.scroll-to-top.is-visible {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
}

.scroll-to-top:hover,
.scroll-to-top:focus-visible {
    background: var(--color-navy);
}

.scroll-to-top:focus-visible {
    outline: 2px solid #fff;
    outline-offset: 3px;
    box-shadow: 0 0 0 5px rgba(117, 169, 216, 0.45);
}

.scroll-to-top svg {
    display: block;
    width: 24px;
    height: 24px;
    fill: currentColor;
}

.content-section {
    padding: 80px 0;
}

.subpage-hero {
    position: relative;
    display: flex;
    align-items: flex-end;
    min-height: 356px;
    background-position: center top;
    background-repeat: no-repeat;
    background-size: 1920px auto;
    background-attachment: fixed;
    color: #fff;
}

.subpage-hero--about {
    background-image: linear-gradient(rgba(0, 32, 76, 0.15), rgba(0, 32, 76, 0.15)), url('/assets/images/title-bg-about.jpg');
}

.subpage-hero--client-service {
    background-image: linear-gradient(rgba(0, 32, 76, 0.15), rgba(0, 32, 76, 0.15)), url('/assets/images/title-bg-support.jpg');
}

.subpage-hero--resources {
    background-image: linear-gradient(rgba(0, 32, 76, 0.15), rgba(0, 32, 76, 0.15)), url('/assets/images/title-bg-resources.jpg');
}

.subpage-hero--contact-us {
    background-image: linear-gradient(rgba(0, 32, 76, 0.15), rgba(0, 32, 76, 0.15)), url('/assets/images/title-bg-contact.jpg');
}

.subpage-hero--team-bio {
    background-image: linear-gradient(rgba(0, 32, 76, 0.15), rgba(0, 32, 76, 0.15)), url('/assets/images/title-bg-team-bio.jpg');
}

.subpage-hero--personal-insurance,
.subpage-hero--insurance {
    background-image: linear-gradient(rgba(0, 32, 76, 0.15), rgba(0, 32, 76, 0.15)), url('/assets/images/title-bg-insurance.jpg');
}

.subpage-hero-inner {
    padding-bottom: 62px;
}

.subpage-hero h1 {
    margin: 0;
    color: #fff;
    font-size: clamp(2rem, 5vw, 3rem);
    font-weight: 600;
    line-height: 1.15;
    text-shadow: 0 2px 7px rgba(0, 20, 45, 0.45);
}


.subpage-hero-subtitle {
    max-width: 720px;
    margin: 12px 0 0;
    color: #fff;
    font-size: clamp(1.05rem, 2.4vw, 1.35rem);
    font-weight: 500;
    line-height: 1.4;
    text-shadow: 0 2px 7px rgba(0, 20, 45, 0.45);
}

.subpage-layout--with-sidebar {
    display: grid;
    grid-template-columns: minmax(0, 2fr) minmax(260px, 1fr);
    gap: clamp(34px, 5vw, 70px);
    align-items: start;
}

.subpage-layout--contact {
    display: grid;
    grid-template-columns: minmax(240px, 1fr) minmax(0, 2fr);
    gap: clamp(34px, 5vw, 70px);
    align-items: start;
}

.contact-info-column {
    color: #333;
    font-size: 1rem;
    line-height: 1.7;
}

.contact-info-column h2 {
    margin: 0 0 18px;
    color: var(--color-navy);
    font-size: clamp(1.35rem, 2.5vw, 1.75rem);
    font-weight: 700;
    line-height: 1.25;
}

.contact-address {
    margin: 0 0 28px;
    color: #333;
    font-style: normal;
    font-weight: 600;
    line-height: 1.65;
}

.contact-detail-group {
    margin: 0 0 26px;
}

.contact-detail-group h3 {
    margin: 0 0 8px;
    color: var(--color-navy);
    font-size: 1rem;
    font-weight: 800;
    line-height: 1.35;
}

.contact-detail-group p {
    margin: 0 0 8px;
}

.contact-detail-list {
    display: grid;
    gap: 8px;
    margin: 0;
}

.contact-detail-list div {
    display: grid;
    grid-template-columns: max-content minmax(0, 1fr);
    gap: 8px;
    align-items: baseline;
}

.contact-detail-list dt {
    color: var(--color-navy);
    font-weight: 800;
}

.contact-detail-list dt::after {
    content: ':';
}

.contact-detail-list dd {
    margin: 0;
}

.contact-info-column a {
    color: var(--color-blue);
    font-weight: 700;
    text-decoration: none;
}

.contact-info-column a:hover,
.contact-info-column a:focus-visible {
    color: var(--color-navy);
    text-decoration: underline;
    text-underline-offset: 0.18em;
}

.contact-map-column {
    min-width: 0;
}

.contact-map {
    position: relative;
    width: 100%;
    min-height: 450px;
    aspect-ratio: 4 / 3;
    overflow: hidden;
    background: #edf2f6;
}

.contact-map iframe {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    border: 0;
}
.team-page-content {
    background: #fff;
}

.team-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: clamp(30px, 4vw, 48px);
    align-items: start;
}

.team-card {
    display: flex;
    flex-direction: column;
    min-width: 0;
    height: 100%;
    padding: 15px;
    border: 1px solid #777;
    background: #fff;
}

.team-card__image-link {
    display: block;
    margin-bottom: 18px;
}

.team-card__image {
    display: block;
    width: 100%;
    height: auto;
    aspect-ratio: 350 / 200;
    object-fit: cover;
}

.team-card__body {
    color: #333;
    font-size: 1rem;
    line-height: 1.55;
}

.team-card__name {
    margin: 0 0 12px;
    color: var(--color-navy);
    font-size: clamp(1.08rem, 1.8vw, 1.28rem);
    font-weight: 800;
    line-height: 1.25;
}

.team-card__title,
.team-card__phone,
.team-card__email {
    margin: 0 0 8px;
}

.team-card__bio-link {
    display: inline-block;
    margin-top: 4px;
    color: var(--color-blue);
    font-weight: 800;
    text-decoration: none;
}

.team-card__image-link:hover + .team-card__body .team-card__bio-link,
.team-card__image-link:focus-visible + .team-card__body .team-card__bio-link,
.team-card__bio-link:hover,
.team-card__bio-link:focus-visible {
    color: var(--color-navy);
    text-decoration: underline;
    text-underline-offset: 0.18em;
}

.team-card__image-link:focus-visible,
.team-card__bio-link:focus-visible {
    outline: 2px solid var(--color-blue);
    outline-offset: 3px;
}
.subpage-main {
    color: #333;
    font-size: 1rem;
    line-height: 1.7;
}

.subpage-main h2 {
    margin: 0 0 20px;
    color: var(--color-navy);
    font-size: clamp(1.45rem, 3vw, 2rem);
    font-weight: 600;
    line-height: 1.25;
}

.subpage-main h3 {
    margin: 30px 0 20px;
    color: var(--color-navy);
    font-size: clamp(1.2rem, 2.4vw, 1.5rem);
    font-weight: 500;
    line-height: 1.35;
}

.subpage-main h4 {
    margin: 0 0 8px;
    color: var(--color-navy);
    font-size: 1.05rem;
    font-weight: 700;
    line-height: 1.35;
}

.subpage-main p,
.subpage-main ol {
    margin: 0 0 18px;
}

.subpage-main ol {
    padding-left: 1.35rem;
}

.subpage-main li {
    margin-bottom: 10px;
}

.subpage-main a {
    color: var(--color-blue);
    font-weight: 600;
    overflow-wrap: anywhere;
    text-decoration: none;
}

.subpage-main a:hover,
.subpage-main a:focus-visible {
    color: var(--color-navy);
    text-decoration: underline;
}

.service-content-section {
    padding-bottom: 30px;
    margin-bottom: 30px;
    border-bottom: 1px solid var(--color-line);
}

.service-content-section:last-child {
    padding-bottom: 0;
    margin-bottom: 0;
    border-bottom: 0;
}

.service-contact-block {
    margin-top: 24px;
}

.carrier-claim-list {
    display: grid;
    gap: 20px;
}

.carrier-claim-list section {
    padding-bottom: 18px;
    border-bottom: 1px solid rgba(0, 32, 76, 0.1);
}

.carrier-claim-list section:last-child {
    padding-bottom: 0;
    border-bottom: 0;
}

.subpage-sidebar {
    min-width: 0;
}

.service-sidebar-menu {
    padding: 24px;
    background: #f4f6f8;
    border-top: 3px solid var(--color-sky);
}

.service-sidebar-menu h2 {
    margin: 0 0 16px;
    color: var(--color-navy);
    font-size: 1.1rem;
    font-weight: 700;
    line-height: 1.3;
    text-transform: uppercase;
}

.service-sidebar-menu ul {
    display: grid;
    gap: 0;
    margin: 0;
    padding: 0;
    list-style: none;
}

.service-sidebar-menu a {
    display: block;
    padding: 11px 0;
    border-bottom: 1px solid rgba(0, 32, 76, 0.12);
    color: var(--color-blue);
    font-weight: 600;
    line-height: 1.35;
    text-decoration: none;
}

.service-sidebar-menu a:hover,
.service-sidebar-menu a:focus-visible,
.service-sidebar-menu a.is-active {
    color: var(--color-navy);
    text-decoration: underline;
}

.service-sidebar-menu a.is-active {
    font-weight: 800;
}

.insurance-quote-form {
    display: grid;
    gap: 22px;
    margin-top: 30px;
}

.coverage-review-intro {
    padding-bottom: 30px;
    margin-bottom: 30px;
    border-bottom: 1px solid var(--color-line);
}

.coverage-review-intro p {
    margin: 0;
}

.coverage-review-inner {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(220px, 0.78fr);
    gap: clamp(30px, 4vw, 52px);
    align-items: start;
}

.coverage-review-form-column,
.coverage-review-contact-column {
    min-width: 0;
}

.coverage-review-form-column > h2,
.coverage-review-contact-card > h2 {
    margin: 0;
    color: var(--color-navy);
    font-size: 1.05rem;
    font-weight: 500;
    line-height: 1.55;
}

.coverage-review-contact-card {
    color: var(--color-ink);
    line-height: 1.65;
}

.coverage-review-contact-card address,
.coverage-review-contact-group,
.coverage-review-contact-list,
.coverage-review-contact-card > p {
    margin: 22px 0 0;
}

.coverage-review-contact-card address {
    font-style: normal;
}

.coverage-review-contact-group h3 {
    margin: 0;
    color: var(--color-ink);
    font-size: 1rem;
    font-weight: 800;
}

.coverage-review-contact-group p {
    margin: 0;
}

.coverage-review-contact-list {
    display: grid;
    gap: 5px;
    padding: 0;
    list-style: none;
}

.coverage-review-contact-card a {
    overflow-wrap: anywhere;
    color: var(--color-blue);
    font-weight: 700;
}

.coverage-review-contact-card a:hover,
.coverage-review-contact-card a:focus-visible {
    color: var(--color-navy);
}

.form-row {
    display: grid;
    gap: 20px;
}

.form-row--two {
    grid-template-columns: repeat(2, minmax(0, 1fr));
}

.form-row--address {
    grid-template-columns: minmax(0, 1.5fr) minmax(100px, 0.8fr) minmax(100px, 0.8fr);
}

.contact-update-pair {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 30px minmax(0, 1fr);
    gap: 12px;
    align-items: start;
    min-width: 0;
}

.contact-update-pair__old,
.contact-update-pair__new {
    min-width: 0;
}

.contact-update-pair__arrow {
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 46px;
    margin-top: 28px;
    color: var(--color-blue);
    font-size: 1.35rem;
    font-weight: 800;
    line-height: 1;
}

.form-section,
.form-choice-fieldset {
    display: grid;
    gap: 20px;
    min-width: 0;
    padding: 0;
    margin: 0;
    border: 0;
}

.form-section {
    padding-top: 24px;
    border-top: 1px solid var(--color-line);
}

.form-section legend,
.form-choice-fieldset legend {
    padding: 0;
    color: var(--color-navy);
    font-weight: 800;
    line-height: 1.3;
}

.form-section legend {
    margin-bottom: 2px;
    font-size: 1.25rem;
}

.form-choice-fieldset {
    gap: 10px;
}

.form-choice-fieldset legend {
    font-size: 0.98rem;
}

.form-choice-group {
    display: flex;
    flex-wrap: wrap;
    gap: 12px 24px;
}

.form-choice {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--color-ink);
    font-weight: 700;
    cursor: pointer;
}

.form-choice input {
    width: 18px;
    height: 18px;
    margin: 0;
    accent-color: var(--color-blue);
}

.form-choice input:focus-visible {
    outline: 3px solid var(--color-sky);
    outline-offset: 3px;
}

.form-note {
    margin: -4px 0 0;
    color: var(--color-blue);
    font-size: 0.92rem;
    font-style: italic;
    line-height: 1.5;
}

.form-field--initials {
    max-width: 420px;
}

.form-field {
    min-width: 0;
}

.form-field label {
    display: block;
    margin-bottom: 7px;
    color: var(--color-navy);
    font-size: 0.98rem;
    font-weight: 700;
    line-height: 1.35;
}

.form-required {
    color: var(--color-muted);
    font-size: 0.88em;
    font-weight: 600;
}

.form-field input,
.form-field select,
.form-field textarea {
    width: 100%;
    min-height: 46px;
    padding: 10px 12px;
    border: 1px solid #aeb8c2;
    border-radius: 2px;
    background: #fff;
    color: var(--color-ink);
    font: inherit;
    line-height: 1.4;
    transition: border-color 150ms ease, box-shadow 150ms ease;
}

.form-field textarea {
    min-height: 160px;
    resize: vertical;
}

.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
    border-color: var(--color-blue);
    outline: 0;
    box-shadow: 0 0 0 3px rgba(0, 58, 112, 0.18);
}

.form-field [aria-invalid="true"] {
    border-color: #a12a2a;
}

.form-field--date {
    max-width: 280px;
}

.form-error {
    margin: 6px 0 0;
    color: #8b1f1f;
    font-size: 0.9rem;
    font-weight: 700;
    line-height: 1.4;
}

.form-status {
    padding: 14px 16px;
    margin: 24px 0 0;
    border-left: 4px solid;
    font-weight: 700;
    line-height: 1.5;
}

.form-status--success {
    border-color: #28733f;
    background: #edf7f0;
    color: #17512b;
}

.form-status--error {
    border-color: #a12a2a;
    background: #fbefef;
    color: #731919;
}

.form-submit {
    justify-self: start;
    min-width: 120px;
    min-height: 46px;
    padding: 11px 24px;
    border: 2px solid var(--color-blue);
    border-radius: 2px;
    background: #fff;
    color: var(--color-blue);
    font: inherit;
    font-weight: 800;
    cursor: pointer;
    transition: background-color 150ms ease, border-color 150ms ease, color 150ms ease;
}

.form-submit:hover,
.form-submit:focus-visible {
    border-color: var(--color-navy);
    background: var(--color-navy);
    color: #fff;
}

.form-submit:focus-visible {
    outline: 3px solid var(--color-sky);
    outline-offset: 3px;
}

.form-honeypot {
    position: absolute !important;
    left: -10000px !important;
    width: 1px !important;
    height: 1px !important;
    overflow: hidden !important;
}

.team-bio-intro {
    display: grid;
    grid-template-columns: minmax(180px, 1fr) minmax(0, 2fr);
    gap: clamp(24px, 4vw, 44px);
    align-items: start;
    padding-bottom: 10px;
}

.team-bio-contact p {
    margin: 0;
    font-weight: 600;
}

.bio-email {
    white-space: nowrap;
}

.team-bio-quote {
    margin: 0;
    color: #333;
    font-size: 1.04rem;
    line-height: 1.7;
}

.team-bio-quote p {
    margin: 0;
}

.team-bio-copy::after {
    content: '';
    display: block;
    clear: both;
}

.team-bio-headshot {
    float: left;
    display: block;
    width: min(300px, 45%);
    height: auto;
    margin: 0 24px 14px 0;
}

.team-bio-sidebar-menu {
    padding: 24px;
    background: #f4f6f8;
    border-top: 3px solid var(--color-sky);
}

.team-bio-sidebar-menu h2 {
    margin: 0 0 16px;
    color: var(--color-navy);
    font-size: 1.1rem;
    font-weight: 700;
    line-height: 1.3;
    text-transform: uppercase;
}

.team-bio-sidebar-menu ul {
    display: grid;
    gap: 0;
    margin: 0;
    padding: 0;
    list-style: none;
}

.team-bio-sidebar-menu a {
    display: block;
    padding: 11px 0;
    border-bottom: 1px solid rgba(0, 32, 76, 0.12);
    color: var(--color-blue);
    font-weight: 600;
    line-height: 1.35;
    text-decoration: none;
}

.team-bio-sidebar-menu a:hover,
.team-bio-sidebar-menu a:focus-visible,
.team-bio-sidebar-menu a.is-active {
    color: var(--color-navy);
    text-decoration: underline;
}

.team-bio-sidebar-menu a.is-active {
    font-weight: 800;
}
.subpage-content {
    padding: 70px 0;
    background: #fff;
}

.subpage-content-single {
    max-width: 920px;
}


.resources-content {
    color: #333;
    font-size: 1rem;
    line-height: 1.7;
}

.resources-content h3 {
    margin: 0 0 22px;
    color: var(--color-navy);
    font-size: clamp(1.3rem, 2.6vw, 1.7rem);
    font-weight: 700;
    line-height: 1.3;
}

.resources-content > h4 {
    margin: 0 0 30px;
    color: var(--color-navy);
    font-size: clamp(1.05rem, 2vw, 1.25rem);
    font-weight: 400;
    line-height: 1.45;
}

.resource-link-list {
    display: grid;
    gap: 20px;
    padding-top: 30px;
    border-top: 1px solid var(--color-line);
}

.resource-link-list section {
    display: grid;
    gap: 6px;
}

.resource-link-list__child {
    padding-left: 30px;
}

.resource-link-list h4 {
    margin: 0;
    color: var(--color-navy);
    font-size: 1.05rem;
    font-weight: 600;
    line-height: 1.35;
}

.resource-link-list p {
    margin: 0;
}

.resource-link-list a {
    color: var(--color-blue);
    font-weight: 600;
    overflow-wrap: anywhere;
    text-decoration: none;
}

.resource-link-list a:hover,
.resource-link-list a:focus-visible {
    color: var(--color-navy);
    text-decoration: underline;
}
.privacy-policy-content {
    color: #333;
    font-size: 1rem;
    line-height: 1.7;
}

.privacy-policy-content h2 {
    margin: 42px 0 16px;
    color: var(--color-navy);
    font-size: clamp(1.55rem, 3vw, 2rem);
    font-weight: 600;
    line-height: 1.25;
}

.privacy-policy-content h2:first-child {
    margin-top: 0;
}

.privacy-policy-content h3 {
    margin: 34px 0 14px;
    color: var(--color-navy);
    font-size: clamp(1.2rem, 2vw, 1.45rem);
    font-weight: 600;
    line-height: 1.35;
}

.privacy-policy-content p,
.privacy-policy-content ul {
    margin: 0 0 18px;
}

.privacy-policy-content ul {
    padding-left: 1.35rem;
}

.privacy-policy-content li {
    margin-bottom: 10px;
}

.privacy-policy-content a {
    color: var(--color-blue);
    font-weight: 600;
    overflow-wrap: anywhere;
    text-decoration: none;
}

.privacy-policy-content a:hover,
.privacy-policy-content a:focus-visible {
    color: var(--color-navy);
    text-decoration: underline;
}

.about-page-grid {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(300px, 0.88fr);
    gap: clamp(34px, 5vw, 70px);
    align-items: start;
}

.about-page-copy {
    color: #333;
    font-size: 1rem;
    line-height: 1.7;
}

.about-page-copy p {
    margin: 0 0 22px;
}

.about-page-copy h3 {
    margin: 0 0 22px;
    color: var(--color-navy);
    font-size: clamp(1.3rem, 2.5vw, 1.65rem);
    font-weight: 500;
    line-height: 1.3;
}

.about-page-copy hr {
    height: 1px;
    margin: 30px 0;
    border: 0;
    background: var(--color-line);
}

.about-page-links {
    display: grid;
    gap: 8px;
}

.about-page-links a {
    color: var(--color-blue);
    font-weight: 600;
    text-decoration: none;
}

.about-page-links a:hover,
.about-page-links a:focus-visible {
    color: var(--color-navy);
    text-decoration: underline;
}


.client-service-copy h5 {
    margin: 30px 0 14px;
    color: var(--color-navy);
    font-size: clamp(1.05rem, 2vw, 1.25rem);
    font-weight: 700;
    line-height: 1.4;
}

.client-service-links {
    display: grid;
    gap: 8px;
    margin-top: 10px;
}

.client-service-links a {
    color: var(--color-blue);
    font-weight: 600;
    text-decoration: none;
}

.client-service-links a:hover,
.client-service-links a:focus-visible {
    color: var(--color-navy);
    text-decoration: underline;
}
.featured-image-frame {
    display: block;
    width: 100%;
    margin: 0;
    padding: 6px;
    background: #ebebeb;
}

.featured-image-frame img {
    display: block;
    width: 100%;
    height: auto;
}


.personal-insurance-action-grid,
.insurance-action-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: clamp(18px, 4vw, 34px);
    align-items: center;
    margin: 30px 0;
}

.personal-insurance-callout h5,
.insurance-callout h5 {
    margin: 0;
    color: var(--color-navy);
    font-size: clamp(1.05rem, 2vw, 1.25rem);
    font-weight: 600;
    line-height: 1.45;
}

.personal-insurance-services-heading {
    margin: 30px 0;
    color: var(--color-navy);
    font-size: clamp(1.1rem, 2.2vw, 1.35rem);
    font-weight: 400;
    line-height: 1.45;
}

.personal-insurance-list-grid,
.insurance-list-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: clamp(18px, 4vw, 34px);
    margin: 30px 0;
}

.insurance-list-grid h4 {
    margin: 0 0 18px;
    color: var(--color-navy);
    font-size: clamp(1.05rem, 2vw, 1.25rem);
    font-weight: 700;
    line-height: 1.35;
}

.insurance-type-list {
    display: grid;
    gap: 11px;
    margin: 0;
    padding: 0;
    color: #333;
    list-style: none;
}

.insurance-type-list li {
    position: relative;
    padding-left: 18px;
    line-height: 1.45;
}

.insurance-type-list li::before {
    content: "";
    position: absolute;
    top: 0.66em;
    left: 0;
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--color-sky);
    transform: translateY(-50%);
}
.community-logo-list {
    display: grid;
    gap: 30px;
    margin-top: 34px;
    text-align: center;
}

.community-logo-item {
    display: grid;
    justify-items: center;
    gap: 10px;
    margin: 0;
}

.community-logo-item img {
    max-width: min(260px, 100%);
    height: auto;
}

.community-logo-item h4 {
    margin: 0;
    color: var(--color-navy);
    font-size: 1rem;
    font-weight: 700;
    line-height: 1.35;
}

.community-logo-item a {
    color: var(--color-blue);
    font-size: 0.95rem;
    font-weight: 600;
    overflow-wrap: anywhere;
    text-decoration: none;
}

.community-logo-item a:hover,
.community-logo-item a:focus-visible {
    color: var(--color-navy);
    text-decoration: underline;
}

.about-page-media img {
    width: 100%;
}

@media (max-width: 1100px) {
    .header-main-inner {
        gap: 18px;
    }

    .site-logo img {
        max-width: min(220px, 28vw);
    }

    .site-nav .primary-menu > .menu-item > a,
    .site-nav .primary-menu > .nav-item > .nav-link,
    .site-nav .primary-menu > .nav-item > .nav-trigger {
        padding: 0 9px;
        font-size: 0.82rem;
    }
}
@media (max-width: 1000px) {
    .subpage-hero {
        background-position: center top;
        background-size: cover;
        background-attachment: scroll;
    }
}

@media (max-width: 996px) and (min-width: 769px) {
    .team-bio-intro {
        grid-template-columns: 1fr;
        gap: 18px;
    }

    .form-row--address {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .form-row--address .form-field:first-child {
        grid-column: 1 / -1;
    }
}
@media (max-width: 900px) {
    .coverage-review-inner {
        grid-template-columns: 1fr;
        gap: 36px;
    }

    .contact-update-pair {
        grid-template-columns: 1fr;
        gap: 10px;
    }

    .contact-update-pair__arrow {
        min-height: 24px;
        margin-top: 0;
        transform: rotate(90deg);
    }

    .team-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }


    .header-main-inner {
        position: relative;
        height: 120px;
        justify-content: center;
    }

    .mobile-menu-toggle {
        position: absolute;
        left: 0;
        display: inline-flex;
        order: 0;
    }

    .site-logo {
        order: 1;
        margin-inline: auto;
    }

    .site-logo img {
        max-width: min(210px, 58vw);
        max-height: 120px;
    }

    .header-nav-wrap {
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        display: none;
        padding: 14px 20px 20px;
        background: rgba(255, 255, 255, 0.98);
        box-shadow: 0 16px 28px rgba(0, 20, 45, 0.18);
    }

    .header-nav-wrap.is-open {
        display: block;
    }

    .site-nav .primary-menu {
        display: block;
    }

    .site-nav .primary-menu > .menu-item > a,
    .site-nav .primary-menu > .nav-item > .nav-link,
    .site-nav .primary-menu > .nav-item > .nav-trigger {
        width: 100%;
        min-height: 0;
        margin-top: 8px;
        padding: 12px 14px;
        border-top: 0;
        border-radius: 3px;
        background: var(--color-blue);
        color: #fff;
        font-family: var(--font-nav);
        font-size: 0.875rem;
        text-align: left;
    }

    .site-nav .has-submenu > a::after,
    .site-nav .nav-item--has-dropdown > .nav-link::after,
    .site-nav .nav-item--has-dropdown > .nav-trigger::after {
        margin-left: auto;
    }

    .site-nav .sub-menu,
    .site-nav .nav-dropdown {
        position: static;
        left: auto;
        min-width: 0;
        margin: 0 0 8px;
        padding: 8px 12px;
        background: #fff;
        border: 1px solid rgba(0, 32, 76, 0.1);
        border-top: 3px solid var(--color-sky);
        border-radius: 0 0 4px 4px;
        box-shadow: none;
        opacity: 1;
        visibility: visible;
        transform: none;
        display: block;
        pointer-events: auto;
    }

    .site-nav .nav-item.nav-item--dropdown-dismissed > .nav-dropdown {
        opacity: 1;
        visibility: visible;
        pointer-events: auto;
        transform: none;
    }

    .site-nav .menu-item:hover > .sub-menu,
    .site-nav .nav-item:hover > .nav-dropdown,
    .site-nav .nav-item.is-open > .nav-dropdown,
    .site-nav .menu-item:focus-within > .sub-menu,
    .site-nav .nav-item:focus-within > .nav-dropdown {
        opacity: 1;
        visibility: visible;
        transform: none;
    }

    .site-nav .sub-menu a,
    .site-nav .nav-dropdown a {
        padding: 8px 10px;
        color: var(--color-blue);
        background: transparent;
    }

    .site-nav .sub-menu a:hover,
    .site-nav .nav-dropdown a:hover,
    .site-nav .sub-menu a:focus-visible,
    .site-nav .nav-dropdown a:focus-visible {
        color: var(--color-blue);
        background: rgba(117, 169, 216, 0.16);
    }

    .home-slider {
        min-height: 520px;
    }

    .footer-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .footer-column {
        padding: 0 24px 28px;
        margin-bottom: 28px;
    }

    .footer-column:nth-child(odd) {
        padding-left: 0;
        border-left: 0;
    }

    .about-grid,
    .about-page-grid {
        grid-template-columns: 1fr;
    }

    .about-page-media {
        max-width: 675px;
        margin-inline: auto;
    }
}

@media (max-width: 768px) {
    .team-bio-intro {
        grid-template-columns: 1fr;
    }

    .team-bio-headshot {
        float: none;
        width: min(300px, 100%);
        margin: 0 0 18px;
    }

    .subpage-layout--with-sidebar {
        grid-template-columns: 1fr;
    }

    .subpage-layout--contact {
        grid-template-columns: 1fr;
    }

    .form-row--two,
    .form-row--address {
        grid-template-columns: 1fr;
    }

    .form-field--date {
        max-width: none;
    }

    .contact-map {
        min-height: 320px;
        aspect-ratio: 4 / 3;
    }

    .services-grid {
        grid-template-columns: 1fr;
        gap: 28px;
    }

    .service-card {
        max-width: 240px;
        margin-inline: auto;
    }

    .service-image-stack {
        width: min(142px, 52vw);
    }

    .service-card h3 {
        max-width: 14em;
        font-size: 1.05rem;
    }

    .coverage-choice {
        --coverage-card-size: clamp(180px, 26vw, 200px);
    }

    .coverage-grid {
        grid-template-columns: var(--coverage-card-size);
        gap: 14px;
    }

    .coverage-grid a {
        width: var(--coverage-card-size);
        justify-self: center;
    }
}

@media (max-width: 640px) {
    .team-grid {
        grid-template-columns: 1fr;
    }

    .resource-link-list__child {
        padding-left: 16px;
    }

    .personal-insurance-action-grid,
    .insurance-action-grid,
    .personal-insurance-list-grid,
    .insurance-list-grid {
        grid-template-columns: 1fr;
    }

    .header-main-inner {
        height: 120px;
        gap: 12px;
    }

    .site-logo img {
        max-width: min(190px, 56vw);
        max-height: 120px;
    }

    .home-slider {
        min-height: 430px;
    }

    .home-slide-copy-top {
        top: 160px;
    }

    .subpage-hero {
        min-height: 320px;
    }

    .subpage-hero-inner {
        padding-bottom: 42px;
    }

    .subpage-content {
        padding: 48px 0;
    }

    .coverage-grid,
    .footer-grid {
        grid-template-columns: 1fr;
    }

    .footer-column,
    .footer-column:nth-child(odd) {
        min-height: 0;
        padding: 0 0 26px;
        margin-bottom: 26px;
        border-left: 0;
        border-bottom: 1px solid rgba(255, 255, 255, 0.25);
    }

    .footer-column:last-child {
        padding-bottom: 0;
        margin-bottom: 0;
        border-bottom: 0;
    }

    .coverage-grid a {
        justify-self: center;
    }

    .contact-banner-inner {
        justify-content: flex-start;
    }

    .contact-panel {
        text-align: left;
    }
}